New South Wales launches billion-dollar program to speed up housing construction
新南威爾斯州啟動十億美元計畫以加速房屋建設
To tackle the severe housing shortage, the New South Wales government has launched a significant $1 billion Pre-sale Finance Guarantee (PFG) program.
為了解決嚴重的住房短缺問題，新南威爾斯州政府推出了一項重大的10億澳元預售融資擔保（PFG）計畫。
The core of this initiative addresses the common "pre-sale hurdle," where developers struggle to get bank loans until a large portion of units are already sold.
該計畫的核心旨在解決常見的「預售障礙」，即開發商在大量單元房售出前難以獲得銀行貸款。
Under this scheme, the state acts as a guarantor, offering to buy up to 50% of homes if necessary.
在此計畫下，州政府擔任擔保人，並提出在必要時購買高達50%的住宅。
If units remain unsold, the government will purchase them at a discount to bolster social housing.
若單元房滯銷，政府將以折扣價買入，以擴充社會住宅。
While this $1 billion market-rate program is vital, it functions alongside the much larger $6.6 billion Building Homes for NSW initiative, which is dedicated to public housing.
儘管這項10億澳元的市場化計畫至關重要，它仍與更大規模、涉及66億澳元的「為新南威爾斯建造住宅」計畫相輔相成，後者專注於公共住宅。
Industry leaders have praised this move as a pragmatic solution to the supply crisis, providing the financial certainty needed to build more homes for a growing population.
產業領導者讚揚此舉是應對供給危機的務實方案，為滿足不斷增長的人口需求並建造更多住宅提供了必要的財務確定性。
