Barbados Launches New Instant Payment System
巴巴多斯推出全新即時支付系統
更新於: 2026年6月12日 上午09:01
On June 12, 2026, the Central Bank of Barbados officially launched BiMPay, a transformative national instant payment system.
2026年6月12日，巴貝多中央銀行正式推出「BiMPay」，這是一套具變革性的國家級即時支付系統。
Designed to modernize the country’s financial infrastructure, BiMPay allows individuals, businesses, and government entities to send and receive money in under 10 seconds.
BiMPay旨在現代化該國的金融基礎設施，讓個人、企業和政府機構能在10秒內完成轉帳與收款。
A core feature of BiMPay is its focus on financial inclusion.
BiMPay的核心特色在於對金融包容性的重視。
By offering a BiMPay e-wallet, the system invites those without traditional bank accounts into the formal financial sector.
透過提供BiMPay電子錢包，該系統將未擁有傳統銀行帳戶的民眾納入正式的金融體系。
Users can send money easily using simple identifiers like phone numbers, email addresses, or QR codes instead of complicated account numbers.
使用者無需使用複雜的帳號，只需簡單的識別資訊（如手機號碼、電子郵件或QR Code）即可輕鬆轉帳。
Security is also prioritized through end-to-end encryption and biometric authentication.
安全方面，系統採用點對點加密與生物識別驗證來優先保障使用者權益。
By replacing older infrastructure and facilitating rapid government payments, BiMPay aims to boost Barbados' economic competitiveness, reduce the informal economy, and set a new standard for digital finance in the region.
透過汰換舊有設施並促進政府快速付款，BiMPay旨在提升巴貝多的經濟競爭力，減少非正式經濟，並為該地區的數位金融樹立新標準。
