Bank of England expected to set interest rates at 3.75 percent
預計英格蘭銀行將把利率定為 3.75%
更新於: 2026年6月18日 上午07:30
On June 18, 2026, the Bank of England (BoE) is widely anticipated to keep the base interest rate at 3.75 percent for the fourth consecutive meeting.
在2026年6月18日，預計英格蘭銀行（BoE）將連續第四次會議維持3.75%的基準利率。
This decision reflects a cautious 'wait and see' approach adopted by the Monetary Policy Committee (MPC) amidst significant global economic uncertainty.
此決定反映了貨幣政策委員會（MPC）在重大全球經濟不確定性下，所採取的謹慎「觀望」態度。
While many analysts initially hoped for further rate cuts to stimulate the economy, the ongoing conflict in the Middle East—specifically disruptions to energy supplies through the Strait of Hormuz—has significantly changed the landscape.
儘管許多分析師最初希望進一步降息以刺激經濟，但中東地區持續的衝突——特別是對荷姆茲海峽能源供應的干擾——已顯著改變了局勢。
With inflation currently at 2.8%, the BoE is prioritizing stability over further adjustments.
由於通膨目前處於2.8%，英格蘭銀行將穩定性置於進一步調整之上。
The current 3.75% rate, down from a 5.25% peak, now serves as a defensive measure against rising energy costs that threaten to drive inflation above the Bank’s 2% target.
目前的3.75%利率，已從5.25%的峰值下降，現在作為防範能源成本上升導致通膨超出銀行2%目標的防禦措施。
For consumers, the decision to hold rates provides temporary relief for those with tracker mortgages, although the potential for future hikes remains if inflationary pressures do not subside.
對消費者而言，維持利率的決定為持有浮動利率抵押貸款者提供了暫時的緩解，儘管若通膨壓力未消退，未來仍存在升息的可能性。
Market observers are now closely watching the MPC's 'vote split' for clues on whether the committee will lean toward future rate hikes or cuts as they navigate these unpredictable geopolitical challenges.
市場觀察家目前密切關注MPC的「投票分歧」，以尋找該委員會在應對這些不可預測的地緣政治挑戰時，將傾向於未來升息或降息的線索。
