JPMorgan Chase Expands Small Business Lending Program
摩根大通擴大小型企業貸款計劃
On March 31, 2026, JPMorgan Chase launched the American Dream Initiative (ADI) to support small business growth across the United States.
摩根大通於2026年3月31日啟動了「美國夢倡議」(American Dream Initiative, ADI)，旨在支持全美各地的小型企業發展。
This ambitious ten-year plan commits $80 billion in credit to help entrepreneurs thrive.
這項雄心勃勃的十年計畫承諾提供800億美元的信貸，以協助創業家茁壯成長。
Beyond just funding, the initiative scales the 'Coaching for Impact' program, which offers one-on-one mentorship to 115,000 business owners in over 80 cities.
除了資金挹注，該計畫還擴大了「影響力輔導」(Coaching for Impact)專案，為超過80個城市的11.5萬名企業主提供一對一的諮詢輔導。
CEO Jamie Dimon noted that the program addresses the 'dream deficit' and aims to reduce systemic barriers for local entrepreneurs.
執行長傑米·戴蒙指出，該計畫旨在解決「夢想赤字」(dream deficit)並消除當地創業家面臨的系統性阻礙。
By combining capital with technical advice, JPMorgan Chase helps businesses become 'credit-ready.'
透過將資本與技術諮詢相結合，摩根大通協助企業達到「信貸就緒」(credit-ready)的狀態。
Through this on-the-ground approach, the bank hopes to foster long-term economic stability and opportunity for businesses in key markets like Los Angeles and Philadelphia.
透過這種紮根地方的作法，銀行期望為洛杉磯與費城等關鍵市場的企業，培養長期經濟穩定性與機會。
