聯準會維持現行利率不變
Federal Reserve Maintains Current Interest Rates
Updated at: July 31, 2026 at 04:15 AM
在2026年7月29日，聯邦公開市場委員會(FOMC)決定將聯邦基金利率維持在3.5%至3.75%的區間。
On July 29, 2026, the Federal Open Market Committee (FOMC) decided to keep the federal funds rate steady at 3.5% to 3.75%.
雖然美國經濟持續以穩健的步伐擴張，但通貨膨脹率仍頑強地高於聯邦準備理事會設定的2%目標。
While the U.S. economy continues to expand at a solid pace, inflation remains stubbornly above the Federal Reserve’s 2% target.
委員會強調，中東持續的地緣政治動盪與能源供應衝擊，是導致這些物價壓力的主要因素。
The committee highlighted that ongoing geopolitical instability in the Middle East and energy supply shocks are major contributors to these price pressures.
這項決定並非全體一致，有三名成員投票支持升息25個基點。
The decision was not unanimous, as three members voted for a 25-basis-point increase.
這種分歧反映了聯準會主席凱文·沃許(Kevin Warsh)領導下的新策略，他已轉向一種嚴格依賴數據、被稱為「審慎思考」(watchful thinking)的方針，摒棄了傳統的長期指引。
This division reflects a new strategy under Fed Chair Kevin Warsh, who has shifted toward a strictly data-dependent approach known as watchful thinking, moving away from traditional long-term guidance.
市場對該聲明中的鷹派基調迅速做出反應，投資人目前正為即將到來的9月會議可能升息做好準備。
Markets reacted quickly to the hawkish tone of the statement, with investors now bracing for a potential rate hike at the upcoming September meeting.
如果通膨未見冷卻，隨著聯準會考慮在不久的將來採取更緊縮的貨幣政策，借款人可能會面臨更高的房貸與貸款成本。
If inflation does not cool, borrowers could face higher costs for mortgages and loans as the Fed considers tighter monetary policy in the near future.
