瑞士更新其反洗錢法
Switzerland updates its anti-money laundering laws
2025年9月，瑞士國會通過了一項針對其反洗錢（ㄈㄢˇㄒㄧˇㄑㄧㄢˊ）法律的重大改革。
In September 2025, the Swiss Parliament passed a major reform to its anti-money laundering (AML) laws.
預計於2026年中生效，這些變革旨在提高透明度，並使瑞士符合金融行動特別組織（FATF）所設定的國際標準。
Expected to take effect by mid-2026, these changes aim to increase transparency and align Switzerland with international standards set by the Financial Action Task Force (FATF).
其中一項關鍵更新是建立一個新的聯邦登記處，公司必須在該處識別其實質受益人。
One key update is the creation of a new federal register where companies must identify their beneficial owners.
此外，反洗錢法規的適用範圍已擴大，納入了協助高風險金融或房地產活動的專業「顧問」，例如律師和公證人。
Additionally, the scope of AML regulations has been expanded to include professional 'advisors' like lawyers and notaries who assist in high-risk financial or real estate activities.
這些專業人士現在必須執行徹底的客戶盡職調查並核實所有權。
These professionals must now perform thorough client due diligence and verify ownership.
瑞士政府認為，這些措施對於維持瑞士作為全球領先金融中心的聲譽和誠信至關重要。
The Swiss government believes these measures are vital for maintaining the reputation and integrity of Switzerland as a leading global financial center.
這一轉變標誌著過去認為此類諮詢角色不在反洗錢監管範圍內的傳統假設已經終結。
This shift marks the end of the traditional assumption that such advisory roles fall outside the scope of anti-money laundering oversight.
