India Hosts Summit to Boost Insurance Coverage
印度舉辦峰會以提升保險覆蓋率
India is on a mission to transform its financial landscape through the "Insurance for All by 2047" initiative.
印度正致力於透過「2047年全民保險」計畫來徹底改造其金融版圖。
This ambitious project aims to ensure every citizen and business has access to life, health, and property insurance by the 100th anniversary of the country's independence.
這項宏偉的計畫旨在確保每位公民與企業，都能在國家獨立一百週年時享有壽險、健康險與產險。
Currently, with insurance penetration at about 3.7% of GDP, there is massive room for growth.
目前保險滲透率約為GDP的3.7%，成長空間巨大。
To bridge this gap, the government has introduced significant reforms, including allowing 100% foreign investment and removing the GST on life and health premiums to make policies more affordable.
為縮小此差距，政府已實施多項重大改革，包括開放100%外資持股，並取消壽險與健康險的商品服務稅（GST），以提升保單的親民度。
While challenges like building consumer trust and simplifying products remain, India is shifting from reactive risk coverage to building long-term financial resilience.
儘管建立消費者信任與簡化產品等挑戰依然存在，印度正從被動的風險保障，轉向建立長期的財務韌性。
By focusing on innovation and last-mile connectivity, the country is well on its way to creating a fully insured society.
透過聚焦創新與最後一哩路的連結，該國正邁向創建一個完全投保的社會。
