千里達及托巴哥將採用印度的 UPI 數位支付系統
Trinidad and Tobago to Adopt India’s UPI Digital Payment System
Updated at: September 29, 2026 at 03:30 AM
千里達及托巴哥正邁出數位轉型的重大一步，成為首個採用印度享譽全球的統一支付介面（UPI）的加勒比海國家。
Trinidad and Tobago is taking a major leap in its digital transformation by becoming the first Caribbean nation to adopt India’s world-renowned Unified Payments Interface (UPI).
該協議於2024年9月簽署，由該國數位轉型部與印度國家支付公司旗下的國際支付有限公司達成，旨在革新當地金融生態系統。
Signed in September 2024, the agreement between the Caribbean nation’s Ministry of Digital Transformation and the National Payments Corporation of India’s International Payments Ltd aims to revolutionize the local financial ecosystem.
這項計畫專注於建立一個安全、透明且高效的數位支付環境，以減少對現金的依賴並降低居民的交易成本。
The initiative focuses on creating a secure, transparent, and efficient digital payment environment to reduce reliance on cash and lower transaction costs for residents.
關鍵的是，千里達及托巴哥政府將保留該平台的完全所有權與控制權，確保其能夠因應當地需求並透過與印度的合作建立國內專業技能。
Crucially, the government of Trinidad and Tobago will maintain full ownership and control of the platform, ensuring it can be tailored to meet local needs while building domestic expertise through collaboration with India.
除了UPI之外，此合作案還擴展至更廣泛的「印度堆疊」（India Stack）生態系統，其中包括透過DigiLocker進行安全數位文件存儲，以及透過政府電子市場（GeM）優化公共採購流程。
Beyond UPI, this partnership expands into the broader 'India Stack' ecosystem, which includes secure digital document storage through DigiLocker and streamlined public procurement via the Government e-Marketplace.
鑑於雙方深厚的歷史紐帶（該國近半數人口擁有印度血統），這種外交與技術層面的綜效，代表了地區創新的新篇章。
With deep historical ties—as nearly half the population shares Indian ancestry—this diplomatic and technological synergy represents a new chapter in regional innovation.
通過促進更廣泛的金融包容性與營運效率，千里達及托巴哥正將自身定位為加勒比海區快速發展的數位經濟中的現代領導者。
By fostering greater financial inclusion and operational efficiency, Trinidad and Tobago is positioning itself as a modern leader in the Caribbean’s rapidly evolving digital economy.
