發放給美國受益人的社會安全福利金
Social Security payments issued to U.S. beneficiaries
社會安全金是數百萬美國公民的重要安全網。
Social Security is a vital safety net for millions of U.S. citizens.
為了確保效率，社會安全署（SSA）採用分期撥款系統。
To ensure efficiency, the Social Security Administration (SSA) uses a staggered payment system.
1997年5月前開始領取福利金者，或領取補充安全收入（SSI）的個人屬於例外，這些人通常在每月1號或3號領取。
Exceptions exist for individuals who began receiving benefits before May 1997 or those receiving Supplemental Security Income (SSI), who are typically paid on the 1st or 3rd of the month.
受益人現在必須使用銀行帳戶直接存款，或使用Direct Express® Mastercard® 借記卡。
Beneficiaries must now use direct deposit into a bank account or the Direct Express® Debit Mastercard®.
受益人可透過 ssa.gov 上的個人「my Social Security」帳戶，輕鬆管理個人資料、查詢撥款紀錄或更新訊息。
Beneficiaries can easily manage their details, check payment history, or update information through their personal 'my Social Security' account on ssa.gov.
對於無法自行管理財務的人，SSA可指派一位代表受益人（representative payee）來監管這筆資金。
For those unable to manage their finances, the SSA can appoint a representative payee to oversee the funds.
