巴巴多斯推出全新即時支付系統
Barbados Launches New Instant Payment System
Updated at: June 12, 2026 at 09:01 AM
2026年6月12日，巴貝多中央銀行正式推出「BiMPay」，這是一套具變革性的國家級即時支付系統。
On June 12, 2026, the Central Bank of Barbados officially launched BiMPay, a transformative national instant payment system.
BiMPay旨在現代化該國的金融基礎設施，讓個人、企業和政府機構能在10秒內完成轉帳與收款。
Designed to modernize the country’s financial infrastructure, BiMPay allows individuals, businesses, and government entities to send and receive money in under 10 seconds.
BiMPay的核心特色在於對金融包容性的重視。
A core feature of BiMPay is its focus on financial inclusion.
透過提供BiMPay電子錢包，該系統將未擁有傳統銀行帳戶的民眾納入正式的金融體系。
By offering a BiMPay e-wallet, the system invites those without traditional bank accounts into the formal financial sector.
使用者無需使用複雜的帳號，只需簡單的識別資訊（如手機號碼、電子郵件或QR Code）即可輕鬆轉帳。
Users can send money easily using simple identifiers like phone numbers, email addresses, or QR codes instead of complicated account numbers.
對於小型企業而言，此平台助益良多，因為每日銷售額在BB$10,000以下的交易可免手續費，並能提供即時的現金流。
For small businesses, the platform is particularly beneficial, as it offers zero transaction fees for daily sales under BB$10,000 and provides immediate cash flow.
透過汰換舊有設施並促進政府快速付款，BiMPay旨在提升巴貝多的經濟競爭力，減少非正式經濟，並為該地區的數位金融樹立新標準。
By replacing older infrastructure and facilitating rapid government payments, BiMPay aims to boost Barbados' economic competitiveness, reduce the informal economy, and set a new standard for digital finance in the region.
