UK introduces new law to tackle late payments for small businesses

UK introduces new law to tackle late payments for small businesses

Updated at: June 7, 2026 at 02:15 AM

In May 2026, the UK government introduced the Small Business Protections Bill, representing the most significant crackdown on late payment practices in over 25 years.

nounMay
noungovernment
verbintroduce

Late payments cost the UK economy roughly £11 billion each year and contribute to the closure of 38 businesses daily.

nouneconomy

This legislation aims to support small and medium-sized enterprises (SMEs) by creating a fairer, more disciplined business environment.

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verbsupport

Key reforms include capping payment terms at 60 days for large firms and making 8% statutory interest on late payments mandatory.

adjectivemandatory

Furthermore, the Small Business Commissioner will receive enhanced powers to investigate poor practices and impose significant fines on persistent offenders.

verbinvestigate

Large companies may also be required to publicly disclose their payment performance, ensuring accountability at the board level.

nounaccountability

Currently moving through the House of Lords, the legislation intends to be a non-waivable provision, preventing large corporations from using private contracts to bypass these new protections for smaller suppliers.

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nouncorporation
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Comprehension Questions

What is the primary goal of the Small Business Protections Bill?

Correct Choice

To create a fairer business environment by addressing late payment practices.

What is the new mandatory payment term cap for large firms paying small suppliers?

Correct Choice

60 days.

How much does the UK economy lose annually due to late payments?

Correct Choice

Approximately £11 billion.

What happens if a large company has poor payment records under the new law?

Correct Choice

They may be required to publicly disclose their payment performance and explain improvement steps.

What is the role of the Small Business Commissioner under the new legislation?

Correct Choice

To investigate poor payment practices and impose fines on persistent offenders.

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